Branch Sales Manager | NMLS# 510395
Finding a home should be as simple as flipping on a switch. Getting a home loan shouldn't feel like it's you against the world. We work hard to share our knowledge and find the right home loan for you, so you're not left out in the dark.
My name is Renee. I am a Branch Sales Manager with Luminate Home Loans. We specialize in residential home loans for real estate purchase and refinances. If you are looking to buy or refinance, I'd love to help!
Renee went above and beyond for myself and family. She did more than just her "job" I am forever thankful for her, and will not hesitate to use her services in future transactions. She is amazing, and this company is very lucky to have her representing them.
Jessica P.
Being a first time home buyer can be a bit tricky, but with Renee and her team we were pointed in the right direction. They made our experience smooth and moving in was easy. Annette is extremely helpful and very resourceful. Definitely recommend this team for my fellow veterans.
Axel G.
Renee followed up on every step along the way. This was a very difficult, drawn out transaction. She was there to support the buyer and me throughout it all. Thanks for your hard work!
Allison P.
years of experience
online star rating
client reviews
offices nationwide
Conventional loans at Luminate are a great option for many homebuyers since they are flexible as far as properties you can choose from, fees, and loan structures available.
FHA loans are designed for low-to-moderate income borrowers who are unable to make a large down payment or have a less than ideal credit score. FHA loans are much easier for most homebuyers to qualify for.
Have you served in the military and are searching for a home loan that’s right for you? Because of your service history, you may be able to qualify for a VA home loan to make your home hunt easier.
A USDA loan is a mortgage loan option offered to rural property owners by the USDA. This loan option is great for anyone living in the rural areas of the United States that may have a lower income.
The home loan process doesn't have to be scary. Our team is here to help! All it takes is the following few steps:
Talk through your goals and timing, so that together we can decide which loan option is the best fit for you.
Gather your financial details and complete your loan application to start the pre-approval process. We're always here if you have any questions.
Once your application and credit report have been reviewed, you will receive a pre-approval letter to get out there and start your home search.
Now that you're outfitted with a pre-approval letter, your budget, and information about the loan process, you're ready to get out there an start shopping from a home.
NMLS# 150953
© 2024 All Rights Reserved | Luminate Home Loans, Inc.